Ubezpieczenie OC i AC?

Według was warto wziąć w pakiecie ac + OC wychodzi taniej niby hymm niż osobno. W direkcie bym OC ani ac nie chciał mimo wszystko. Co myślicie o np PZU ?

Ac Seven 2010 mix [2cd]

ac Seven House Experiment 9
1/12/2009

01 Major Lazer - Keep It Goin' Louder (Mixin' Marc Radio Mix)
02 The Veronicas - 4Ever (Jason Nevins Extended Mix)
03 Plumb - Hang On (Digital Dog Extended Mix)
04 Jesse McCartney - Body Language (Bimbo Jones Element Club Mix)
05 Jordin Sparks - One Step At A Time (Jason Nevins Extended Mix)
06 Shakira - She Wolf (Calvin Harris Remix)
07 Agnes - I Need You Now (Cahill Mix)
08 Miley Cyrus - Party In The U.S.A. (Wideboys Club Mix)
09 Taio Cruz - Break Your Heart (Cassette Club Mix)
10 Timbaland - The Way I Are (Richard Vission Club Mix)
11 Blake Lewis - Sad Song (Jason Nevins Extended Mix)
12 Jordin Sparks - S.O.S (Let The Music Play) (Jason Nevins Remix)
13 Natasha ...